Karen Jeffries

3644 Morgan Mill Road

Kempner, TX
$ 489,500 Beds 4 Baths 3 Sq 2,577 Virtual Tour
Monthly Estimate* How much can I afford?

A French Provincial home that blends timeless design with modern comfort. Inside, you’ll find spacious bedrooms featuring vaulted and lofted ceilings, light-toned carpet, recessed lighting, ceiling fans, and multiple windows that fill each space with natural light. The bathrooms are designed for relaxation, offering options such as a freestanding tub with chandelier, marble-finished showers, vanities, and generous closet space. The living area highlights architectural details including arched walkways, beam-accented ceilings, recessed lighting, and warm wood-style flooring. The kitchen is both functional and inviting, featuring light stone counters, pendant lighting, custom cabinetry, an island with sink, and an open-concept layout that connects seamlessly to the main living spaces. Step outside to enjoy the private terrace with wooded views, complete with a ceiling fan, hot tub, and ample outdoor living space for entertaining or quiet evenings. This home offers a balance of elegance and livability in a serene setting—ready to welcome its next owner. And with no HOA, you have the freedom to truly make this property your own. 2.99% Assumable loan

Single Family

  • Price
  • $ 489,500
  • City
  • Kempner
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Bell
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.8 Acres
  • Zip
  • 76539
  • Sqr Footage
  • 2,577
  • Year Built
  • 2020
  • Style
  • MLS#
  • 608997
Listed By: JPAR - Killeen
Data Source: Central Texas / Four Rivers Association of REALTORS® (CTXMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School C.R. Clements/Hollie Parsons Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/31/2026 Listed $499,000
6/7/2026 1% - $495,500
8/4/2026 1% - $489,500

Property vs Zip Code Average in 76539

Price
AVG $430K
$490K
Year Built
AVG 2003
2020

In The Neighborhood

Areas That We Cover

3644 Morgan Mill Road Kempner, TX is a Single Family Home for sale at $489500 with 2577 sqft and a lot size of 0.8 Acres Acre(s). 3644 Morgan Mill Road Kempner has 4 bedrooms, 3 baths and was built in 2020. The property's zip code is 76539 which is in Kempner, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Karen Jeffries

Karen Jeffries

REALTOR®

254-640-2346

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